Charitable Initiative

A Fair Start for North Bay Entrepreneurs

If you've got a real idea, a commitment to making it work, and North Bay is home — we want to hear from you. The Money Project North offers interest-free loans, mentorship, and genuine hands-on support to people building businesses here. No committees. No red tape. Just a straight conversation about what you're building and how we can help.

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How the money works

A Self-Sustaining Model

A loan goes out

to a North Bay entrepreneur

They build something real

a business, jobs, community value

The loan gets repaid

on their timeline, interest-free

It funds the next person

the cycle continues

Every dollar Mark puts in keeps working. When a loan is repaid, it goes straight to the next entrepreneur. No fundraising. No middlemen. Local money, cycling through local hands.

What we provide

What We Offer

Interest-Free Loans

Real capital — no interest, no fees. Repaid on the timeline agreed upon when your loan is approved. No bank schedule, no pressure. Just money to get moving.

Mentorship & Guidance

We pair you with people who've actually built businesses here — not textbook advice, but real guidance from someone who's faced the same decisions you're facing now.

Financial Education

Understanding your numbers shouldn't feel overwhelming. We offer practical one-on-one support and workshops that make the financial side of running a business feel manageable.

Grant & Financing Access

There's more funding out there than most people know about. We help you find it, apply for it, and build toward the point where banks and government programs will say yes.

Privately Funded
No external investors or grants
No exceptions
Always interest-free
100% reinvested
Every repaid loan funds the next
Eligibility

Who We're Looking For

We're not looking for a certain type of business. We're looking for a certain kind of person — someone serious, self-aware, and ready to actually do the work.

Apply for a Loan

  • You're passionate about your business and the problem it solves

  • Your business creates a real benefit for the North Bay community

  • You're based in North Bay or the surrounding District of Nipissing

  • You're launching a new business, or growing one with under $250,000 in annual revenue

  • You can't access what you need through a bank or government program right now

  • You're ready to put in the work — and genuinely open to guidance along the way

If that sounds like you, we'd like to hear your story.

"I've been lucky in this life — not because things were handed to me, but because at the right moments, people believed in me. That's what this is about."

— Mark Wilson, Founder

Our approach

Why We're Different

Run by people, not a committee

Every application is reviewed personally by our founder. No bureaucracy, no approval chains, no form letters.

Every application read personally

You're not a number in a system. If your application has potential, you'll hear back directly.

North Bay, full stop

This money stays here. It was built here, it supports people here, and when it's repaid, it goes to the next person here.

A bridge, not a final answer

We help you get to the point where banks and government programs will work with you. That's the goal.

Think Your Idea Has Potential? Let's Talk.

There's no perfect time to start. If you've been sitting on an idea or grinding through the early stages on your own, reach out. The application is straightforward — just tell us what you're building.

Apply Now